Mazda Finance Center in West Chester 

Low Interest Car Loans Near West Chester  

Purchasing a new vehicle is a rewarding experience. But finding a vehicle you love is just the first step. The next step in the process is getting financed. Here at Piazza Mazda of West Chester, our team is committed to helping you obtain financing for your dream vehicle. We know that many drivers can get overwhelmed by the financing process, but we're here to make it simple for you.


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Leasing vs Buying


If you're planning to purchase a vehicle near Wilmington, you're probably wondering whether leasing or buying is a better choice. Both of these options can be great, but will ultimately depend on your needs.


Leasing a vehicle means you have the right to drive it for a fixed period of time. The time frame varies, but typically lasts three or four years. Keep in mind that Delaware drivers will pay an initial amount to drive the vehicle off of the lot to cover things like taxes and fees.

Pros of Leasing

Low monthly payments: If you're concerned about having a high monthly car payment, leasing can be a great option. This is because your monthly payment on a leased vehicle is typically lower than buying. 

Lower fees to drive off the lot: Leased vehicles will typically have low drive-off-the-lot fees. In fact, some leases require no down payment at all.

Access to late-model vehicles: If you're someone who loves to follow trends and always wants to be in the latest models, leasing a vehicle will enable you to do so.

Cons of Leasing

Mileage restrictions: Leasing vehicles means that you will be restricted to a certain number of miles during your contract. 

Potential extra fees: If you go over your mileage, terminate early, or damage the vehicle, you may be subject to extra fees. 

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Buying a vehicle typically costs more than leasing, but it means that you will maintain ownership over the car instead of leasing the vehicle for a few years. With that said, buying can be a good investment choice for those who prefer ownership.

Pros of Buying

No mileage limits: If you're not looking for a vehicle with restrictions or you plan to do a lot of driving, buying is a great option. Buying has no mileage limits, which gives you a little more freedom.

No wear-and-tear charges: Since you own the vehicle, you won't have to worry about wear and tear charges when you trade-in.

Able to trade or sell your vehicle: Buying is a good investment because it enables you to trade-in or sell your vehicle, giving you a great return on investment.

Cons of Buying

Higher monthly payments: Buying means you'll likely spend more each month due to interest and principal. 

Bigger down payment required: You will be required to be put more money down than you would leasing.

Maintenance: You will be responsible for all maintenance needs since it's your vehicle.

Explore Financing with Us 

If you want to discuss financing options, contact our dealership where our expert team can help. In order to get the best possible deal on your vehicle, it's important to do some pre-planning to understand where you stand and what your overall vehicle goals are.

Here at Piazza Mazda of West Chester, we want to help you purchase your dream car. Contact our finance team today and we'll get you in your dream vehicle in no time. In the meantime, you can fill out our online credit pre-approval to save time before coming in to our dealership.


Piazza Mazda of West Chester

1340 Wilmington Pike
Directions West Chester, PA 19382

  • Sales: (610) 399-5330
  • Service: (610)399-5346
  • Parts: (610)399-5347